General Terms and Conditions – Applicable to all Visitors and Subscribers

This website, "b4signals.com," is owned and managed by TopTech Digital LLC and is offered to you conditioned upon your acceptance, without modification, of the terms, conditions, and notices contained herein. By accessing and using this website, you agree to all such terms, conditions, and notices.

Terms of Service Agreement

Introduction:

This Terms of Service Agreement ("Agreement") constitutes a legally binding agreement between you ("User") and TopTech Digital, LLC ("Company") regarding your use of the Software and any related services, products, and content (collectively, the "Service"). By accessing or using the Service, or by continuing to use the Service after being notified of changes to the terms and conditions of this Agreement, you acknowledge and agree that you are entering into a legally binding agreement and that your use of the Service constitutes an electronic signature as defined by the Electronic Signatures in Global and National Commerce Act (E-Sign Act). If you do not agree to the terms and conditions of this Agreement, you are not permitted to use the Service.

Definitions:

Throughout this Agreement, plural forms of terms may be used for simplicity. For example, "Account" may also be referred to as "Accounts," and "Subscription" as "Subscriptions." For the purposes of this Agreement, the following terms shall have the meanings ascribed to them:

  • "Account" means a user account created by you or on your behalf through the Service.
  • "Content" means all text, graphics, images, music, software, audio, video, works of authorship of any kind, and information or other materials posted, generated, provided, or otherwise made available through the Service.
  • "Software" means any software, applications, or other digital products owned or licensed by the Company, including updates, upgrades, or new versions thereof, as well as any software provided by the Company's partners.
  • "Subscription" means a paid subscription to specific features or services offered by the Company on the Service. Subscriptions may be recurring or part of a one-time promotion and may include access to exclusive content, tools, or other resources, subject to additional terms and conditions as set forth in this Agreement.
  • "User" means any person who accesses or uses the Service, whether or not such person has created an Account.
  • "User Content" means any Content posted, uploaded, or otherwise contributed to the Service by a User.

Eligibility:

The Service is available only to individuals who are at least 18 years old and capable of forming legally binding contracts under applicable law. By using the Service, you represent and warrant that you meet these eligibility requirements.

Subscription Terms:

Certain features of the Service may be offered on a subscription basis ("Subscription"). By purchasing a Subscription, you agree to the following terms:

  • Payment: You agree to provide the Company with valid payment information and authorize the Company to store such information. The Company may charge your payment method for Subscription fees and any applicable taxes. Subscription rates are subject to change without notice, and continued use of the service after a rate change constitutes acceptance of the new rate. If your payment method fails or your account is past due, the Company may collect fees owed through other collection mechanisms, including charging other payment methods on file, using collection agencies, or legal action.

  • Payment Responsibility: You are responsible for maintaining an active and valid payment method for the duration of your subscription.

  • License: By purchasing a Subscription, you receive a limited, non-exclusive, non-transferable license to use the Service for personal, non-commercial purposes, subject to these Terms and any additional terms provided at the time of purchase.

  • Automatic Renewal: Your Subscription will automatically renew at the end of each subscription period unless you cancel it before the renewal date. By not canceling, you authorize the Company to charge your payment method for renewal fees and any applicable fees or taxes arising from disputes.

  • Cancellation: You may cancel your Subscription at any time, but no refunds will be issued for Subscription fees or taxes already paid. To cancel, follow the instructions provided by the Company. Cancellation requests must be received at least 7 days before the next billing date to avoid additional charges.

  • Service Interruption: The Company is not liable for interruptions due to issues with your payment method.

  • Subscription Suspension: Failure to maintain an active payment method may result in subscription suspension or termination.

  • No Prorate or Rebate: Subscriptions are billed in full for the selected period; no prorated refunds are issued for partial periods or unused services.

  • Service Changes: The Company reserves the right to modify or discontinue the service at any time without notice.

  • Termination of Payment Method: You are solely responsible for terminating your payment method associated with your subscription to prevent future charges.

  • Feature Availability: Not all features may be available on all subscription plans.

  • One-time Sale Promotions: All one-time sale promotions are non-recurring. If you purchase a Subscription as part of a one-time sale promotion, it will renew at the regular rate after the promotional period ends.

  • No Family Share Plan: The Company does not offer a family share plan; each Subscription is intended for use by a single individual and may not be shared.

  • No Refunds: Due to the nature of our business, no refunds are offered for Subscription fees or taxes paid.

  • Termination: Distribution of Company content without permission will result in immediate Subscription termination without refund. Forwarding of Company  emails, Discord Posts, SMS Text Messages, or sharing passwords is strictly prohibited.

  • Dispute Resolution: Any disputes regarding subscription charges must be raised within 30 days of the charge.

  • Product Changes: The Company reserves the right to modify, move, or add features, services, or content without prior notice.

  • Content Ownership: All content provided through the subscription service is owned by the provider and licensed to the subscriber.

  • Usage Restrictions: Subscriptions may not be used for illegal activities or in violation of the terms of service.

By purchasing a Subscription, you agree to these terms and conditions. You acknowledge your responsibility for paying Subscription fees and taxes, and agree not to dispute charges made to your payment method, including chargebacks.

Service Modifications and Availability:

The Company will make reasonable efforts to keep the Service available but may be temporarily unavailable due to maintenance or other reasons. The Company reserves the right to modify, update, or discontinue the Service or any part thereof without notice. The Company is not liable for any modification, suspension, or discontinuance of the Service.

Account Registration:

Certain Service features require you to create an Account. You must provide accurate information and maintain the confidentiality of your login details. You are solely responsible for all activities conducted through your Account. By creating an Account, you consent to the collection, use, and sharing of your personal information in accordance with the Company's privacy policy.

Use of the Service:

The Service is for personal, non-commercial use only. You may not use the Service for any illegal or unauthorized purpose or in a manner that could damage, disable, overburden, or impair the Service.

Setup Fee:

The Service does not include Software setup. If you need setup assistance, a non-refundable setup fee of $150 applies. This fee covers installation and initial configuration and is separate from any Subscription fees.

Prohibited Activities:

While using the Service, you may not engage in activities such as posting unlawful or fraudulent Content, attempting unauthorized access, impersonating others, disrupting the Service, or harming the Company's reputation. Violation may result in Service termination and legal action.

Posted Content and Testimonial Usage:

The Company may monitor and remove posted content at its discretion. By posting, you grant the Company rights to use, reproduce, and distribute your content for various purposes, including marketing.

Support Services:

The Company offers technical support to its subscribers and users of its Software and Services through various channels, including Discord, email, phone, and live chat.

Availability and Usage:

Technical support is available during The Company's regular business hours, from 10:30 AM to 5:30 PM CST, Monday through Friday, except on market holidays. Requests received outside these hours will be addressed on the next business day.

The Company reserves the right to limit the amount of time spent providing technical support to individual subscribers. Fees may be charged for support exceeding normal thresholds or for issues deemed outside the scope of standard technical support.

By using these support services, you agree to utilize them only for legitimate purposes and refrain from misuse, including:

  • Making excessive or unreasonable support requests.
  • Harassing or abusing The Company's support staff.
  • Providing false or misleading information.
  • Using support services for purposes unrelated to obtaining assistance with the Service.

Violation of these terms may result in termination of access to the Service and potential legal action. The Company reserves the right to modify or discontinue support services at any time without prior notice.

Monitoring Forums:

The Company does not have an obligation to monitor user-generated content on its forums ("Forums"), but reserves the right to review and remove any content that violates these Terms or is otherwise deemed inappropriate, inaccurate, or undesirable.

You are solely responsible for the content you post on the Service and may be held liable for any content that infringes upon third-party rights or violates applicable laws. The Company is not liable for errors or omissions in user-posted content.

The Company retains the right to suspend or terminate your access to the Service at any time and for any reason, without notice.

Third-Party Sites and Information:

The Service may contain links to third-party websites or services for your convenience. These links do not imply endorsement by The Company of the content or services provided by these third-party sites.

The Company does not guarantee the accuracy or endorse the content of third-party sites or any products/services offered therein. Any use of third-party sites is at your own risk.

Information provided by third parties on the Service is for informational purposes only and should not be construed as investment or trading advice. It is recommended to seek independent advice before making any financial decisions.

Endorsement:

Any testimonials or endorsements displayed on the Service represent the subjective opinions of individuals and do not constitute guarantees or predictions of future performance.

By accessing the Service, you acknowledge that testimonials or endorsements should not be relied upon as financial, legal, or professional advice. Consult a qualified advisor before making decisions based on Service-provided information.

The Company does not endorse specific products, services, or opinions of third parties mentioned or linked on the Service and is not responsible for their content or accuracy.

Affiliate Partners:

The Company may engage Affiliate Partners who promote or recommend its products/services and may receive compensation for customer referrals.

You acknowledge that The Company is not liable for actions or representations of its Affiliate Partners. Evaluate products/services offered by Affiliate Partners independently before making decisions to purchase or use them.

Site Corrections and Pricing:

The Company reserves the right to make improvements, changes, or corrections to Service features, functionality, or content at any time without obligation to update information on the Service.

Pricing for products/services offered on the Service may change at any time without notice. It is your responsibility to verify current pricing before purchasing. The Company is not liable for errors in pricing on the Service.

Intellectual Property:

All Service content and materials are the property of The Company or its licensors and are protected by copyright and intellectual property laws. Use of Service content for commercial purposes requires express written consent from The Company.

Confidentiality:

The trading system, currently named the B4 Algo Trading System (though subject to potential name changes), along with its associated rules and procedures, is confidential and proprietary to The Company. You agree to uphold the confidentiality of this information and refrain from disclosing it to third parties without prior written consent from The Company.

Unauthorized use or disclosure may lead to termination of your access to the Service and legal action.

Disclaimer of Warranties:

The Service is provided "as is" and "as available" without warranties of any kind. The Company does not guarantee uninterrupted, error-free operation of the Service and is not liable for interruptions or errors.

Limitation of Liability:

The Company is not liable for any damages resulting from use of the Service, including direct, indirect, incidental, punitive, or consequential damages. This includes loss of profits, business, or data, and unauthorized access to or alteration of transmissions or data.

Indemnification:

You agree to indemnify and hold harmless The Company, its affiliates, and their officers, directors, agents, and employees from any claims or demands arising from your use of the Service, violation of this Agreement, or infringement of any rights.

Termination:

The Company reserves the right to terminate your access to the Service at any time and for any reason without liability. Even after termination, this Agreement remains in effect.

Governing Law and Dispute Resolution:

This Agreement and disputes related to the Service are governed by the laws of the State of Louisiana. Any legal action shall be brought exclusively in the courts of West Baton Rouge, Louisiana.

Disputes shall be resolved through binding arbitration in Port Allen, Louisiana, under the commercial arbitration rules of the American Arbitration Association.

No Class Action Lawsuit:

You acknowledge and agree that disputes with The Company will be resolved on an individual basis through binding arbitration, waiving rights to participate in class action lawsuits or class-wide arbitration.

Beta Testing:

The Service may include beta versions of software or features. Use of beta versions is at your own risk, and The Company is not responsible for errors or issues arising from their use.

Corrections and Pricing:

The Company reserves the right to correct errors in the Service, including pricing errors. The Company is not bound by such errors and may cancel orders resulting from them.

Changes to the Terms:

The Company may change these terms and conditions at any time, effective upon posting on the Service. Your continued use of the Service after changes constitutes acceptance of the new terms.

Posted Content and Testimonial Usage:

By posting Content, you grant The Company a perpetual, irrevocable license to use, reproduce, modify, publish, distribute, and display the Content. Testimonials may be used in advertising and promotional materials with your name.

Hypothetical or Simulated Performance Results:

Performance results provided on the Service are hypothetical or simulated and not indicative of actual performance. You are solely responsible for investment decisions, as the Service is not a substitute for personal judgment or diligence.

Non-Solicitation of Traders:

You agree not to solicit other users of the Service to join competing platforms.

Support Services:

The Company provides support services for the Service through email, phone, or other means. However, The Company is not a licensed trading coach, financial advisor, or trading psychiatrist, and makes no claims to be such.

Discontinued Software and Retention of Rights:

The Company may discontinue software or features at any time without notice. You agree to cease use of discontinued software immediately. The Company retains all rights to the Service and related software.

Trading Room Chat Etiquette and Guidelines:

Use the chat feature respectfully and adhere to Company guidelines. The Company reserves the right to terminate chat feature access for guideline violations.

Attorney's Fees:

The prevailing party in any action to enforce this Agreement is entitled to recover reasonable attorney's fees and costs.

By accessing the Service, you acknowledge understanding and agreement to these terms. Failure to agree prohibits Service use.

Investment Decisions:

The Service is intended for informational purposes only and is not intended as investment or trading advice. The Company does not endorse or guarantee any investment or trading decisions made based on the information provided on the Service.

You should seek independent financial advice before making any investment or trading decisions. The Company is not responsible for any losses or damages incurred as a result of investment or trading decisions made based on the information provided on the Service.

Disclaimer:

Risk management is an important aspect of trading, and it is essential for traders to understand and manage the risks associated with their trades. This risk management disclosure statement is intended to inform traders of the various risks involved in trading, and to help traders make informed decisions about their trades.

The following risks may be associated with trading:

  •  Market risk: This refers to the risk that the value of a trade may fluctuate due to changes in market conditions.
  •  Credit risk: This refers to the risk that the counter-party to a trade may default on their obligations.
  •  Liquidity risk: This refers to the risk that a trader may not be able to close a trade due to a lack of buyers or sellers in the market.
  •  Operational risk: This refers to the risk of losses due to inadequate or failed internal processes, systems, or human errors.
  •  Legal risk: This refers to the risk of losses due to legal issues or regulatory changes.

Traders should carefully consider these risks and consult with their broker or financial advisor before entering into any trades. The trader should also be aware that past performance is not necessarily indicative of future results, and that the value of any trade may fluctuate.

By entering into a trading contract, the trader agrees to assume all risks associated with their trades. The trading firm will not be liable for any losses resulting from the trader's trades.

In addition to the risks outlined in the previous statement, it is important for traders to consider the level of risk that is appropriate for their portfolio size. The recommended level of risk for a trade should be based on the trader's overall portfolio size, as well as their risk tolerance and investment objectives.

To determine the appropriate level of risk for a trade, traders should consider the following factors:

  •  Portfolio size: The larger a trader's portfolio, the more risk they can generally afford to take on. However, traders with smaller portfolios may need to be more conservative in order to protect their investments.
  •  Risk tolerance: Each trader has a different level of risk tolerance, and it is important for traders to consider their personal comfort level when determining the appropriate level of risk for their trades.
  •  Investment objectives: The desired return on investment should also be considered when determining the appropriate level of risk for a trade. If a trader is seeking higher returns, they may be willing to accept a higher level of risk.

Based on these factors, traders should determine the appropriate level of risk for each trade, and ensure that their overall portfolio risk is in line with their risk tolerance and investment objectives. It is important for traders to regularly review and adjust their portfolio risk as needed.

Strategy and Indicator Disclaimer:

The settings and configurations provided for our indicators and strategies are intended for educational and informational purposes only and should not be construed as financial advice. Trading financial markets involves significant risk and may not be suitable for all investors. Before deciding to trade, you should carefully consider your investment objectives, level of experience, and risk appetite.

There is a possibility that you could sustain a loss of some or all of your initial investment, and therefore, you should not invest money that you cannot afford to lose. You should be aware of all the risks associated with trading financial markets and seek advice from an independent financial advisor if you have any doubts.

Past performance of any trading system or methodology is not necessarily indicative of future results. Any past results or settings posted by our members are also not financial advice and should not be relied upon for making trading decisions. The indicators and strategies provided do not guarantee profits or prevent losses. The use of our indicators and strategies implies that you acknowledge and accept these risks. 

US GOVERNMENT REQUIRED DISCLAIMER – FUTURES, STOCKS, FOREX AND OPTIONS TRADING HAVE LARGE POTENTIAL REWARDS, BUT ALSO LARGE POTENTIAL RISK. YOU MUST BE AWARE OF THE RISKS AND BE WILLING TO ACCEPT THEM IN ORDER TO INVEST IN THE FUTURES, STOCKS, FOREX AND OPTIONS MARKETS. DON’T TRADE WITH MONEY YOU CAN’T AFFORD TO LOSE. THIS IS NEITHER A SOLICITATION NOR AN OFFER TO BUY/SELL FUTURES, STOCKS, FOREX AND OPTIONS. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE DISCUSSED ON THIS WEB SITE. THE PAST PERFORMANCE OF ANY TRADING SYSTEM OR METHODOLOGY IS NOT NECESSARILY INDICATIVE OF FUTURE RESULTS. CFTC RULE 4.41 – HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER-OR-OVER COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN.

Past Performance Is Not Necessarily Indicative of Future Results. All results are hypothetical and not the results of actual trading.

United States Government Required Disclaimer:

The risk of loss in trading Futures, Stocks, Forex and Options contracts can be substantial. You should, therefore, carefully consider whether such trading is suitable for you in light of your circumstances and financial resources. You should be aware of the following points:

(1) You may sustain a total loss of the funds that you deposit with your broker to establish or maintain a position in the Futures, Stocks, Forex and Options market, and you may incur losses beyond these amounts. If the market moves against your position, you may be called upon by your broker to deposit a substantial amount of additional margin funds, on short notice, in order to maintain your position. If you do not provide the required funds within the time required by your broker, your position may be liquidated at a loss, and you will be liable for any resulting deficit in your account.

(2) Under certain market conditions, you may find it difficult or impossible to liquidate a position. This can occur, for example, when the market reaches a daily price fluctuation limit (“limit move”).

(3) Placing contingent orders, such as “stop-loss” or “stop-limit” orders, will not necessarily limit your losses to the intended amounts, since market conditions on the exchange where the order is placed may make it impossible to execute such orders.

(4) All Futures, Stocks, Forex and Options positions involve risk, and a “spread” position may not be less risky than an outright “long” or “short” position.

(5) The high degree of leverage (gearing) that is often obtainable in Futures, Stocks, Forex and Options trading because of the small margin requirements can work against you as well as for you. Leverage (gearing) can lead to large losses as well as gains.

(6) You should consult your broker concerning the nature of the protections available to safeguard funds or property deposited for your account. ALL OF THE POINTS NOTED ABOVE APPLY TO ALL FUTURES, STOCKS, FOREX AND OPTIONS TRADING WHETHER FOREIGN OR DOMESTIC. IN ADDITION, IF YOU ARE CONTEMPLATING TRADING FOREIGN FUTURES, STOCKS, FOREX OR OPTIONS CONTRACTS, YOU SHOULD BE AWARE OF THE FOLLOWING ADDITIONAL RISKS.

(7) Foreign Futures, Stocks, Forex and Options transactions involve executing and clearing trades on a foreign exchange. This is the case even if the foreign exchange is formally “linked” to a domestic exchange, whereby a trade executed on one exchange liquidates or establishes a position on the other exchange. No domestic organization regulates the activities of a foreign exchange, including the execution, delivery, and clearing of transactions on such an exchange, and no domestic regulator has the power to compel enforcement of the rules of the foreign exchange or the laws of the foreign country. Moreover, such laws or regulations will vary depending on the foreign country in which the transaction occurs. For these reasons, customers who trade on foreign exchanges may not be afforded certain of the protections which apply to domestic transactions, including the right to use domestic alternative dispute resolution procedures. In particular, funds received from customers to margin foreign Futures, Stocks, Forex and Options transactions may not be provided the same protections as funds received to margin Futures, Stocks, Forex and Options transactions on domestic exchanges. Before you trade, you should familiarize yourself with the foreign rules which will apply to your particular transaction.

(8) Finally, you should be aware that the price of any foreign Futures, Stocks, Forex and Options and, therefore, the potential profit and loss resulting therefrom, may be affected by any fluctuation in the foreign exchange rate between the time the order is placed and the foreign Futures, Stocks, Forex and Options contract is liquidated or the foreign option contract is liquidated or exercised. THIS BRIEF STATEMENT CANNOT, OF COURSE, DISCLOSE ALL THE RISKS AND OTHER ASPECTS OF THE FUTURES, FOREX, STOCKS AND OPTIONS MARKETS.

Risk of Loss:

Trading in the Futures, Stocks, Forex, and Options markets carries a high level of risk and may not be suitable for all investors. You should carefully consider your financial position and risk tolerance before trading. You should not trade with money that you cannot afford to lose.

The Service is for educational and informational purposes only, and should not be relied upon as investment or trading advice. No representation is being made that any account will or is likely to achieve profits or losses similar to those discussed on the Service. The past performance of any trading system or methodology is not necessarily indicative of future results.

Hypothetical or simulated performance results have certain limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also, since the trades have not been executed, the results may have under- or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown.

You acknowledge that you are aware of the risks associated with trading in the financial markets and that you are solely responsible for your investment and trading decisions. You agree to indemnify [company name] and its affiliates, officers, agents, and employees for any losses or damages resulting from a claim of infringement or other violation of these Terms by you.

United States Government Required Disclaimer:

The risk of loss in trading Futures, Stocks, Forex, and Options contracts can be substantial. You should, therefore, carefully consider whether such trading is suitable for you in light of your circumstances and financial resources. You should be aware

Cryptocurrency:

Trading Cryptocurrencies on margin carries a high level of risk and may not be suitable for everyone. Past performance is not indicative of future results. The high degree of leverage can work against you as well as for you.

Before getting involved in Cryptocurrency trading, you should carefully consider your personal venture objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial deposit, and therefore you should not place funds that you cannot afford to lose.

You should be aware of all the risks associated with Cryptocurrency trading, and seek advice from an independent financial advisor if you have any doubts.

The information contained on the Service does not constitute financial advice or a solicitation to buy or sell any Cryptocurrency contract or securities of any type. [Company name] will not accept liability for any loss or damage, including without limitation any loss of profit, which may arise directly or indirectly from the use of or reliance on such information.

Miscellaneous: 

This Agreement constitutes the entire agreement between you and the Company and supersedes all prior or contemporaneous communications and proposals, whether oral or written. If any provision of this agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of this agreement remain in full force and effect.

The failure of the Company to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision.